The insurance sector in Cameroon is governed by a sophisticated regulatory framework under the CIMA (Inter-African Conference on Insurance Markets) Code, national regulations, and industry-specific compliance standards. Businesses, insurers, policyholders, and intermediaries require precise legal guidance to navigate policy disputes, regulatory obligations, and complex claims processes.

Our Insurance Law practice provides comprehensive legal support across the full range of insurance products and disputes, ensuring transparency, risk mitigation, and commercially sound outcomes.

1. Insurance Regulatory Compliance & Advisory

We advise insurance companies, brokers, agents, and corporate policyholders on all aspects of insurance regulation in Cameroon.

Our services include:

• Compliance with CIMA Code and national supervision rules
• Licensing and regulatory approvals for insurers and intermediaries
• Insurance governance, reporting, and solvency requirements
• Risk management and internal compliance frameworks
• Drafting company policies and operational manuals

We help industry players maintain full compliance and avoid regulatory sanctions.

2. Insurance Policy Review & Contract Advisory

Insurance contracts contain technical terms that can significantly impact coverage and liabilities. We provide clear, thorough analysis to ensure clients fully understand and benefit from their policies.

We assist with:

• Review and drafting of insurance policies
• Interpretation of coverage, exclusions, and endorsements
• Negotiation of policy terms for individuals and corporate clients
• Advice on specialized or complex insurance products (marine, aviation, energy, etc.)

Our work ensures clients secure the protection they expect and avoid hidden risks.

3. Claims Management & Coverage Disputes

We support clients through every phase of insurance claims, from filing to resolution—ensuring fair treatment and compliance with legal obligations.

We handle:

• Preparation and submission of claims
• Negotiation with insurers and adjusters
• Coverage disputes and contested claims
• Bad faith and unfair claims settlement practices
• Subrogation and recovery actions

We work to secure timely and equitable compensation for legitimate claims.

4. Corporate & Commercial Insurance Support

We assist businesses in designing and managing comprehensive insurance programs that reduce operational risks.

Our services include:

• Risk assessment and insurance needs analysis
• Corporate insurance portfolio structuring
• Compliance for mandatory business insurance (e.g., transport, construction)
• Contractual insurance requirements in commercial agreements
• Insurance audit for mergers, acquisitions, and due diligence

We ensure businesses remain protected while meeting legal and contractual obligations.

5. Specialized Insurance Sectors

We provide expert legal support in industry-specific insurance sectors, including:

We cover:

• Construction and engineering insurance
• Marine, cargo, and P&I insurance
• Motor vehicle and transport insurance
• Health and life insurance
• Professional liability and indemnity insurance
• Property and fire risk insurance
• Energy, oil & gas, and industrial risks

Our sector-specific knowledge strengthens coverage strategies and dispute outcomes.

6. Insurance Litigation & Arbitration

When disputes escalate, we deliver strong representation before courts, regulatory bodies, and arbitration panels.

We handle litigation involving:

• Denied or delayed claims
• Fraud allegations
• Liability and indemnity disputes
• Broker negligence or misrepresentation
• Premium, warranty, and condition breaches

We combine technical insurance expertise with effective advocacy for optimal results.

7. Reinsurance & Cross-Border Matters

We support insurers, reinsurers, and international partners in navigating cross-border transactions and regional insurance frameworks.

Our services include:

• Drafting and negotiation of reinsurance agreements
• Treaty and facultative arrangements
• Regulatory compliance for cross-border operations
• Dispute resolution in reinsurance matters
• Advisory on CIMA and international standards

We help clients manage complex reinsurance relationships with clarity and security